Real estate appraisal services for homeowners in the city of Bradenton and Manatee County
Here are the top seven reasons why Florida homeowners order from Cranwood Appraisals:
We at Cranwood Appraisals understand the individual needs of a homeowner after appraisal services. Our regular business clients get the appraisal process and the standard "products" we deliver to them. As our client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.
Challenge Manatee County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a region that's going down or not appreciating as much as other houses close by. That means you are most likely paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Cranwood Appraisals is your strongest weapon when challenging your property tax assessment.
Appraisals to remove PMIAn attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're seasoned in helping folks just like you remove undesirable PMI insurance.
Recently got a freeze to your HELOC?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. A professional appraisal from Cranwood Appraisals can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for verity, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past. Even though most appraisal reviews are requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.